balloon lease

Ukrainian translation: кредит з "шаровим" платежем

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)

English term or phrase:	balloon lease
Ukrainian translation:	кредит з "шаровим" платежем
Entered by:	Vladyslav Golovaty

10:03 Dec 11, 2022

English to Ukrainian translations [PRO]
Bus/Financial - Finance (general) / car rental

English term or phrase: balloon lease

There are two types of finance lease – “balloon” and “full-payout”. Both of them enable customers to lease a vehicle for a set period of time. Customers decide on the initial rental, how long they want to lease the vehicle for, and the annual mileage. These figures are used to calculate the total cost, which in case of a full-payout finance lease is then spread evenly over the term of the agreement
A balloon finance lease reduces the monthly payment by deferring a portion of the repayment until the end of the agreement. At the end of the agreement, customers usually have two options: enter into a secondary rental period (in case of the balloon lease this means making the balloon payment), paying an annual rental and retaining use of the vehicle, Sell the vehicle on behalf of Volkswagen Financial Services to a selected third party and receive a percentage of the sale proceeds (for customers with a full-payout lease) or, for customers with a balloon lease, use the proceeds to make the final “balloon” repayment. Depending on the market, the agreement may also include an option to purchase the vehicle at the end of the lease term.

Nadyiia Derkach KudoZ activity Questions: 109 (none open) (13 closed without grading) Answers: 54 Ukraine
Local time: 13:46

кредит з "шаровим" платежем

Explanation:
або кульковим
КРЕДИТ КУЛЬКОВИЙ
(balloon loan, partially amortized loan) - кредит, умови погашення якого передбачають серію дрібних платежів і одного великого наприкінці терміну запозичення
Кредити з "кульковим" платежем припускають одноразовий підсумковий "шаровий" платіж по кредиту. Див. підручник http://elbib.in.ua/kredit-sharovoy.html

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Note added at 193 days (2023-06-22 17:49:23 GMT) Post-grading
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Щиро дякую, Надіє!

Selected response from:

Vladyslav Golovaty
Ukraine
Local time: 13:46

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4 KudoZ points were awarded for this answer

Summary of answers provided

кредит з "шаровим" платежем

Vladyslav Golovaty

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2 hrs confidence:

кредит з "шаровим" платежем

Vladyslav Golovaty
Ukraine
Local time: 13:46
Specializes in field
Native speaker of:

English,

Russian
PRO pts in category: 52

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Ukrainian translation: кредит з "шаровим" платежем

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