Glossary entry

Spanish term or phrase:

crédito consumo de demanda

English translation:

de demanda por parte de

Added to glossary by Lydianette Soza
Oct 21, 2018 22:58
5 yrs ago
2 viewers *
Spanish term

crédito consumo de demanda

Spanish to English Other General / Conversation / Greetings / Letters Project report
Siempre trabajando con el mismo documento.

Aunque ya habia hecho una consulta relacionada con esta parte, el cliente hizo un pequeño ajuste y ahora el texto quedó de la siguiente manera:

Producto Financiero: Extender la evolución del producto financiero (crédito consumo de demanda por parte de la población meta) en términos de agilización de trámites, flexibilidad de plazos y requisitos tales como garantías y soporte de ingresos. Sugerimos lanzar un microcrédito para emprendedores (capital de trabajo) y un crédito destinado al segmento rural.

Traducción:

...Broaden the development of financial products (consumer credits demanded by the target population) regarding procedures streamlining, flexibility of payment terms and requirements including collateral and income supporting documents. It is recommended to grant microcredits (working capital) to entrepreneurs, and credits (consumer credit) for the rural segment of the population

Estoy más que consciente que "crédito de consumo" en inglés es "consumer credit" mi duda es que si "demanda" más que un sustantivo deberá traducirse como un verbo.

"consumer credit demanded by the population"?

Discussion

Lydianette Soza (asker) Oct 21, 2018:
Creo en este caso "lanzar" se podría traducir como "offer"

Proposed translations

11 hrs
Selected

de demanda por parte de

"de demanda" = "in demand". I would translate "de demanda por parte de" as "in demand by (or with)", although "demanded by" is not incorrect.

Usually, "evolución de un producto" refers to a growth in sales, not the development of the product. The paragraph clearly refers to promoting the credit by making it more widely accessible to target consumers, so I would translate it as:

…Extend the growth of this financial product (consumer credit in demand by target segment) by streamlining processing and allowing greater flexibility with payment terms and requirements regarding collateral and income. We recommend offering microcredits for entrepreneurs (working capital) and credit specifically targeted to the rural population.
Something went wrong...
4 KudoZ points awarded for this answer.
+1
27 mins

consumer credit afforded/granted in line with

target population/group requirements

--------------------------------------------------
Note added at 28 mins (2018-10-21 23:27:23 GMT)
--------------------------------------------------

espero que te ayude ...
Peer comment(s):

agree philgoddard : I wouldn't say "afforded", though.
10 hrs
Something went wrong...
58 mins

... financial product (consumer credit demand by target population)


This is what I would say, or similar words:

Financial Product: to expand (broaden) the development of the financial product (consumer credit demand by target population) in terms of streamlining procedures, the flexibility of *terms (time limit) and requirements such as guarantees** and income support***. It is recommended that we offer**** a micro-credit initiative for entrepreneurs (working capital) and similarly, one for the rural segment (consumer credit)****.

* plazos > term/time limit/date/instal(l)ment, and I do think that you
have to be so specific to include "payment".
** I would just stay with "guarantees".
*** Nothing in the text suggests "documents". It is just the requirements
listed.
**** Your suggestion.
***** I assume your addition for clarity purposes.

http://www.wordreference.com/es/en/translation.asp?spen=gara...

Most usual meanings (I am not saying there are not a few others)
guarantee, warranty, assurance, guaranty, surety, safeguard, undertaking, etc.


--------------------------------------------------
Note added at 3 hrs (2018-10-22 02:53:17 GMT)
--------------------------------------------------

Marcelo:
on the part of (or on my, their, etc., part) (por parte de):
used to ascribe responsibility for something to someone.
"there was a series of errors on my part"
sinónimos: ***by,**** made by, done by, carried out by, caused by, from, in, of; for which someone is responsible
Peer comment(s):

agree Marcelo González : Both "by" and "of" is what I meant. I think either preposition works just fine. An 'the' is optional. >"of [the] target population" as well?
2 hrs
What do you mean "as well"? Don't you say "products/ adaptation of current products to fit constraints demand by target group", for eg.? I don't see need for "the", as "target pop." is IMO, being used in the generic sense. That's how I see it. Thanks.
disagree Margaret Ikawa : In this context (credit and loans), "collateral" is the correct translation of "garantías".
9 hrs
Thanks. Fact: Not a part of the original question!
Something went wrong...
23 hrs

demand for consumer credit

Something went wrong...
Term search
  • All of ProZ.com
  • Term search
  • Jobs
  • Forums
  • Multiple search